Investment Disclosure

Effective date: 21 September 2026 1. NATURE OF OPPORTUNITIES Meridian presents private commercial arrangements through which eligible capital providers may support established businesses seeking funding for working capital, inventory, expansion, equipment, purchase orders, contracts or other approved business purposes. These are genuine business-financing activities, not gambling products. They nevertheless involve investment and credit risk. An opportunity summary is not a public offering, deposit account, savings product or personal recommendation. The legal character and exact structure of each opportunity are determined by its signed documents and applicable law. 2. MERIDIAN’S ROLE Meridian acts as an intermediary and platform operator. It may introduce parties, coordinate orientation and due diligence, provide administrative tools, support documentation and communicate transaction information. Meridian is not a bank, lender, broker-dealer or investment adviser and does not guarantee a business’s performance or repayment unless a signed agreement expressly states a specific obligation accepted by Meridian. 3. TARGET DISTRIBUTIONS AND PROJECTED PROFIT Amounts shown as target distributions or projected profit are estimates based on information, assumptions and proposed financing terms available at the time. Actual results may be lower, delayed or zero. No opportunity offers a guaranteed 100% return of capital or profit merely because funds support real business activity. The applicable agreement should state the capital amount, calculation method, timing, conditions and payment priority. Only that agreement creates binding rights. Past outcomes do not predict future results. 4. USE AND FLOW OF FUNDS Capital is intended to be deployed for the approved commercial purpose stated for the opportunity. The applicable documents should identify the recipient, permitted use, transfer process, reporting expectations and repayment or distribution mechanism. Do not transfer money based only on website or messaging content; follow verified instructions and signed documents. 5. DUE DILIGENCE Meridian may review identity, business records, commercial purpose and other information. Such review is limited to information reasonably available and is not an assurance that information is complete, a business will succeed, or obligations will be paid. Investors should conduct their own assessment and request any information material to their decision. 6. FEES AND PLATFORM COMPENSATION Meridian may receive an intermediation, administration, management or transaction fee or share where disclosed. The amount or calculation method applicable to an opportunity must be stated before commitment or in its signed documents. Fees may reduce net amounts received. 7. ELIGIBILITY AND SUITABILITY Access may depend on age, location, identity verification, source-of-funds checks, financial circumstances and legal eligibility. Completing an orientation does not guarantee acceptance. Meridian may decline or restrict participation. 8. CONFLICTS OF INTEREST Meridian may work with more than one participant or receive transaction-based compensation. Relevant material conflicts known to Meridian should be disclosed and managed. Users should consider how compensation may affect incentives. 9. DOCUMENT PRIORITY Website summaries, messages, dashboards and AI-generated document answers are convenient information only. If they conflict with an executed agreement, the executed agreement controls. Users must read the Terms, Risk Disclosure, Privacy Policy and opportunity-specific agreement before participating. 10. PROFESSIONAL ADVICE Meridian does not provide personal investment, legal or tax advice. Obtain independent advice appropriate to your jurisdiction and circumstances. Questions may be sent to meridianinvestmenthub@gmail.com.